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where can i get a credit report that’s Absolutely FREE no credit card needed?

October 23, 2008 : Posted by: admin : Category: free credit card : Comments (8) : Add Comment

i know of all the credit report websites and they all claim to be free but then you need a credit card to even get through i’ve been a victim of Identity theft and seriously need help. thanks

If you have been a Identity Theft Victim do not wait do this RIGHT NOW!!!

Send a letter to All 3 Credit Bureaus and ask them to put a Fraud Alert on your credit report. Let the know that your identity has been stolen and it is hurting your credit report. Give them your home phone number (them being the Credit Bureaus) what this will do is anytime someone pulls your credit you will automaticlly be turned down they then will call the number on your credit report and verify that you had given permission to pull credit. I do this for everyone of my clients to prevent them from identity theft. We have caught 2 people last week at Home Depot as they where trying to use my clients info to get a Credit Card. They called my client my client called the police and Home Depot had them wait there and got them. Also have The credit bureaus mail you a credit report. Here is there address to send them the letter

Equifax
Po Box 105069
Atlanta Ga 30348

Experian
Po Box 9701
Allen Tx 75013

Transunion
Po Box 2000
Chester Pa 19022

You can also go to www.annualcreditreport.com and get a free credit report. They are going to ask you several questions. For Example in 2003 you purchased a GMC truck who was it financed with?

A)Wells Fargo
B)GMAC
C)Chase
D)None of the above

Make sure you answer these questions correctly if you do they will allow you to print your credit report instantly online for free. BUT MAKE SURE YOU SEND THE LETTERS TO THE CREDIT REPORTING AGENCIES TODAY AND ADD A FRAUD ALERT WITH YOUR HOME PHONE NUMBER.

Best of Luck!!!!

Anyone know how I can check my credit for free WITHOUT a credit card?

October 13, 2008 : Posted by: admin : Category: free credit card : Comments (8) : Add Comment

freecreditreport.com requires a credit card number even though they're "free". I aquired a credit score without a card, why can't I check my score without one?

Annualcreditreport.com is the genuine site for free credit reports. You can request online or by phone or by mail. You need your social security number and address and previous address so they can authenticate you. To request your report by telephone call 1-877-322-8228.

However they only give you your free credit report - not your credit score. They give you the option of paying for your actual FICO when you order the free report. I don't think there is anywhere you can get a free score from.

Where can I find a company to get a free credit card terminal and low rates?

September 24, 2008 : Posted by: admin : Category: free credit card : Comments (4) : Add Comment

I need to accept credit card in my business but I have no idea where can I get the terminal. Please recommend me a company that offers good rates. Thank you.

Finding a credit card processing company can be overwhelming due to different pricing structures and every one claiming to have the lowest rate.

The truth is your rate should be determined by your average size ticket and industry. If you have an average tiocket (sale) under $15 you can get a very low transaction fee about $0.15. Your percentage rate will be a little higher about 1.85% for debit and credit cards. That is the best program for you due to the transaction fee having a greater affect on low ticket transactions.

If your average ticket is above $15, you will pay a transaction fee between $0.20 -0.25 and a percentage rate of about 1.80% for credit and 1.40% for check cards.

The next thing you want to look out for is what you pay for key entered transactions and corporate cards. This is very important. Some place will charge a very low percentage for swiped personal check and credit cards, but charge over 4% for rewards and hand keyed cards. BE CAREFUL.

Now you need to know the difference between a pin based debit and a check card. A check card is charged different (see check card rates above) due to how it is processed. If a customer swipes a debit card and signs for it instead of entering their pin #, you will be charged a % and trans. fee. If they enter their pin #, you can get a flat rate of around $0.65 trans fee and no %. It is important to know your business, and decide wether or not your average ticket is high enough for a pin based transaction to be worth it or not. Usually a $40 or higher transaction amount is when you want to use that pin pad.

Now that you are an expert on pricing, LOL, we need to discuss equipment. In a resturaunt environment, having a tip option Im sure is very important. Be sure to get equipment that has a great tip feature, usually Omni 3750 or Hypercom T7 Plus or better.

Contrancts: Most every credit card processor has a 3 year contract agreement. Very common practice.

You can find out more about rates and other programs here:

http://www.omnitranz.com/freerates…

I hope this helps! Good Luck

is there a site online to get a free credit score with no signup or credit card number?

September 15, 2008 : Posted by: admin : Category: free credit card : Comments (5) : Add Comment

I want to know my credit score but everywhere wants me to sign up for a 3 month stint and wants to charge my credit card. i just want to know what my credit score is.

YOU ARE ENTITLED TO 1 FREE COPY OF YOUR CREDIT REPROT A YEAR, IF YOU HAVE NOT DONE THIS YET.. THE WEBSITE IS WWW.ANNUALCREDITREPORT.COM, I THINK THEY MAY STILL NEED A CREDIT CARD # FROM YOU FOR SECURITY PURPOSES BUT THERE ARE NO GIMMICKS OR HIDDEN COSTS FOR IT.. GOOD LUCK.. THIS DOESN'T GIVE YOU YOUR SCORE THOUGH, AS FAR AS I KNOW MOST PLACES CHARGE FOR IT

Where can I get free legal advice regarding credit card debt?

September 14, 2008 : Posted by: admin : Category: free credit card : Comments (4) : Add Comment

I'm searching for a web site or phone number to get free legal advice for credit card debt. I need a place that will give me an immediate answer. Thanks for your help.

In most areas, attorneys will give you a free consultation. As this is a credit card debt, you may want to look for someone who does collection work for companies, as they are more experienced in debt law. A lot of "general practice" lawyers have not impressed me on their knowledge.

Where can I get free legal advice regarding credit card debt?

September 14, 2008 : Posted by: admin : Category: free credit card : Comments (4) : Add Comment

I'm searching for a web site or phone number to get free legal advice for credit card debt. I need a place that will give me an immediate answer. Thanks for your help.

In most areas, attorneys will give you a free consultation. As this is a credit card debt, you may want to look for someone who does collection work for companies, as they are more experienced in debt law. A lot of "general practice" lawyers have not impressed me on their knowledge.

How to get free xbox 360 without credit card/money?

September 12, 2008 : Posted by: admin : Category: free credit card : Comments (5) : Add Comment

I have seen all these ways to get a free xbox 360 on the internet but the ones i’ve tried require a credit card to sign up. Is there any way i can do it without a credit card?

Check out this cool website that gives away free xbox stuff
http://tinyurl.com/freestuf
check out this site for more information
http://www.rewards1king.blogspot.com/

Anyone know a site where I can check my credit score for free with out having to enter a credit card fir trial

September 12, 2008 : Posted by: admin : Category: free credit card : Comments (2) : Add Comment

Hey anyone out there know a site where I could see my credit score for free. I keep finding these so called free sites but, it's not really free if you have to enter your credit card infor for a free trial. Especially when its only for a certain period of time and then it expires and they charge you for it. Anyone know?

annualcreditreport.com The other credit report web sites are ripoffs.

Anyone know a site where I can check my credit score for free with out having to enter a credit card fir trial

September 12, 2008 : Posted by: admin : Category: free credit card : Comments (2) : Add Comment

Hey anyone out there know a site where I could see my credit score for free. I keep finding these so called free sites but, it's not really free if you have to enter your credit card infor for a free trial. Especially when its only for a certain period of time and then it expires and they charge you for it. Anyone know?

annualcreditreport.com The other credit report web sites are ripoffs.

is there any way I can join club pogo for free without credit card?

September 09, 2008 : Posted by: admin : Category: free credit card : Comments (2) : Add Comment

I want to join club pogo, but I don't have any credit card and I don't want to pay $34.99 for a year by paypal….is there any way I can join club pogo without credit card?

There are prepaid cards available now, Walmart and Target carry them. Not sure who else.