How do I get a credit card with bad credit and a cosigner?
August 19, 2008 : Posted by: admin : Category: credit card bad credit : Add CommentI have a cosigner that has excellent credit that will cosign for me to get a credit card to build my score plus to have for emergencies. My score is a 585. I pay my bills on time and don't spend alot of money on dumb things. I just don't have anything but a car loan giving me credit and a couple of old accounts that need taken care of.
Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments. Take care to ensure your credit is good by making intelligent credit choices. Keep low balances, do not be extravagant and take care to pay off your balances promptly every month.
June 5th, 2007 at 1:31 pm
No need.
If your co-signer is willing to do this for you? Simply have them add you as a authorized user to one of their credit cards with a good long pay history.
This way when the credit bureaus update their information the good long pay history will show on your report and your score will rise.
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Finance Manager for over 7-years.
June 5th, 2007 at 1:54 pm
u can get one from Orchard bank without a cosigner..
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June 5th, 2007 at 8:04 pm
Hi,
Maybe you can try to go see on this website:
http://www.gotoinfolink.com
They have a section for bad credit.
Hope that help
Jeff
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June 6th, 2007 at 4:02 am
Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments. Take care to ensure your credit is good by making intelligent credit choices. Keep low balances, do not be extravagant and take care to pay off your balances promptly every month.
References :
http://debt-trap.com/category/Bad-Credit-Credit-Cards.html
June 8th, 2007 at 7:13 pm
You can get a credit card with bad credit. But you need to clear your bad credit first. Have seen lots of people asking info on bad credits. Well, if you need to get your problem solved on<!–bad credit, you must know to how to confront it and how to clear the bad credit. Many factors can contribute to someone getting a "bad credit" rating, among these are non-payment of an account or late payments over an extended length of time. Take a look on
http://badcredits.awardspace.com/
You can easily be labelled as a bad credit risk by financial companies. This can make it more difficult to–>arrange loans or other finance, and usually means you will pay more interest on any loan you take out.
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